Lifetime Gifts of Insurance

How it works

	You transfer ownership of a paid-up life insurance policy to Volunteers of America.
	Volunteers of America cashes the policy now, or maintains it and receives the death benefit later.

Benefits

• You receive gift credit and an immediate income tax deduction for the cash surrender value of the policy.
• In some cases, you can use the cash value in your policy to fund a life-income gift, such as a deferred gift annuity.
• You gain the satisfaction of making a significant gift to Volunteers of America without adversely affecting your cash flow.